Pursuing a Better Lifestyle is Not Selfish
It's been said that "the battle and business of life is won or lost -- not in our circumstances -- but in our minds. Our thoughts and attitudes take us toward or away from the source of real change." Also, we must understand the system, believe in ourselves, commit to doing the work, and receptive to learning new things.
It's also been proven that to change your life, you have to change your thoughts and activities related to where you want to go (e.g., attitude). One crucial step to master is maximizing how and on what you use your time.
Tune Out Your Current Network
Unless your family, friends, co-workers, or strangers you meet (like and follow) are where you want to be in 5-plus years -- you need to find another set of mentors and build a better network.
In 1979 during a meeting led by my boss -- always happy and a Lieutenant Colonel -- I reviewed the compensation pay chart and committed to retiring from the military once achieving the rank of Lieutenant Colonel. I wanted my retirement check to cover my mortgage and related living expenses so had a very clear goal. I also committed to living a healthy and fit lifestyle within reason.
From 1979 to 1985, I worked hard and peeved off a lot of folks because I did my job and got great results. I did not kiss asses. I played tennis, ran forever, cycled, and ate as healthy as I could.
While on a assignment in Belgium (1986-87), I experienced a dose of reality which helped reset the rest of my professional and in some cases my personal life. I learned that very often your talent and hard work can be subverted by someone else who kisses more ass or plays the game better. Since I knew those were not my traits, I had to find ways to continue working hard, helping people grow, and getting results -- but I also had to rediscover me.
In March 1987, I started a mad pursuit to understand how to ensure my jobs; personal relationships; health; use of my time, etc. would allow me to improve and enjoy the "fruits of my labor" once I retired in 1998.
I was introduced to many virtual mentors, but the teachings of Earl Nightingale and Jim Rohn became cornerstones for my reincarnation. I often reflect back on their teachings.
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Earl Nightingale's "Lead the Field" taught me to how to tweak the inside of me and to understand why I could be different based on my focused activities. I gifted this program to many family members and strangers over the years.
Jim Rohn's "Seven Strategies for Wealth and Happiness" and "The Seasons of Life" helped me to take action on personal development, future charting, and a better understanding of building residual income streams (via network/referral marketing; pension plans; real estate investments; or, stocks) would better serve my family and me.
What's Your "Post-Work" Plan
Over 38 years, I was fortunate to lead large military and public-sector organizations; support multiple DoD customers through significant change management; and, direct five very large Integrated Process Teams with cross-functional resources to achieve accountable, timely and measurable results.
Most importantly -- while not realizing it -- I was also working on a "post-work" plan to ensure I could support my family and me after I walked away from a hyperactive daily grinding and hard-charging career.
In some cases, I hated my job; didn't enjoy the people I worked with; wasn't making enough money; saw little to no room for advancement; and, often craved more time freedom.
With a lot of faith; some luck (being prepared when opportunity came); adequate choices; and, consistent actions, I remained focus on my October 1979 goal ... persisted because I knew the impact of giving up.
Why You Should Believe Me
Everybody wants to be a millionaire, but not everyone wants to work, make adjustments to their lifestyle or save to enjoy their "post-work" lifestyle. For example, if you only earn $25,000 each year and work for 40 years, you have achieved gross millionaire status.
You shouldn't believe me. However, validate the below statistics from people you know, family members, former colleagues, etc. to determine if you should develop a "post-work" plan. Otherwise, you will either retire or have retired sick and broke.
Of every 100 people who start out at some level of equality, after 40 years of work:
- 1 will be wealthy
- 4 will be independent
- 5 will still be working
- 36 will be dead
- 54 will be dead broke
It's been said that it's not how much money you earn, it's how much you can keep. Further, most of us have more money in the bank at 18-25 than we do after 65. While many circumstances (e.g., divorce, illness, libel accidents, etc.) can cause a fiscal erosion -- we must always have a back-up plan to possibly help offset the unknown.
My "Post-Work Plan" Recommendation
I know quite a few people in the above categories and know their belief system and network contributed to their lot in life. Even removing catastrophic events, which could and will affect all of us, having and executing a "post-work plan" is always better than just hoping life works out.
My "post-work plan" resource is based on two of my seven core lifestyle pillars: 1) finance and 2) health and wellness. Working on both will contribute to you not retiring sick and broke.
Click here to determine if you or someone you know can benefit from Wade D. Pfau's "The Retirement Researchers Guide" series.
Remember, Better Lifestylers don't retire sick and broke. They improve their finance and health and wellness while they work to enjoy retirement!
If you are truly motivated and ready to work on your dreams, then contact me at SY2YD LLC Facebook to jointly determine how best we can work together.